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Monday, May 20, 2019
Humane Society/Financial Aid
What did you learn from Ms Guest about financial aid and school loans. Also, what struck you about Debby from Old Mill Farm Store?
:I was impressed with how much information I was able to learn from debby as well as the history behind her store. I figured it was going to be pretty basic information but she had a lot to offer. She talked about a lot of statistical facts about cottage grove specifically that I was unaware of as well as pointing out a lot of aspects that I hadn't even considered.
I was super confused by all of the meaning of all of it. But i did learn a lot about the different foods, and how much they truly cost. Honestly thought she was trying to tell me not to get a dog.
Ms. Guest: Ms Guest has been super helpful all year to me, and continued to help me during her presentation.
From Ms Guest, I learned that students loans start getting paid off after you graduate from the college. Getting a personal loan to help pay off college will generally make you start paying it right off the bat. Debby, from the Old Mill Farm Store, gave the reality that owning a pet is expensive, and if you want one, you need to finance it before getting the pet. If you can't, then the best idea is to not get a pet.
Ms. Guest info wasn't new to me when she talked about loans, grants, and scholarships, because I've been through the process of all of them but one. Ms. Guest did help me on getting information on when I would receive my FSA application. I wasn't here for Debby when she talked to the class.
~Sierra Curry~ What I learned from Ms.Guest was that there was a lot of types of loans. Some you don't have to pay back and some you do. So That shows us that it's important to fill out are FASFA.
I learned things that I didn't know before her coming in and talking to us and the information she gave us showed me that I should wait to get an animal till i have enough money and time for it , Ms.Guest information rally showed me the full process of loans grants and scholarships
what struck me about debby is that she was very noligable about pet foods pet sidefects and with diffrent breads of dogs how some things can effect them. Ms.Guest was very helpfull when it came down to the true money issues because of loans and intrests on said loan then can get expensive so thats when finacial aid kicks in
There are several different forms of financial aids and loans, some loans you have to pay back right away others you can wait tell you are done with schools. That there are lots of things that you have to think about when you are thinking of getting a pet.
Ms. Guest provided us with information regarding student loans that was incredibly helpful. I learned which types of student loans are the best and how the different types of financial aid can benefit you or make things more difficult in the future. Overall, I learned the positives and negatives about student loans. Debby from the Old Mill Farm Store also taught me a lot of things. She was straight forward which was helpful because she told us exactly how things will be in certain situations. She was very honest about how expensive pets can and will be. This was interesting because it made me rethink the idea of getting a pet a couple of years down the road and instead consider the possibility of not getting a pet until I meet my career goals. Both speakers were very helpful and informational.
Ms. Guest had a lot of helpful information on student loans, especially on which ones are cheaper. For example, subsidized loans will be cheaper because they only start accruing interest after the student graduates, where unsubsidized loans accrue interest from the moment they are taken. Also, colleges will tell you that everything is paid for and then slap you upside the head with a large PLUS loan, which is a loan the students parents will have to pay for, and not all parents can afford to pay off a $15,000 loan.
Debby from the Old Mill Farm Store basically just told us we're not ready for an animal. She put in perspective the costs and responsibilities of owning a pet, including food, shots, neutering/spaying, along with many other things. She also pressed the importance of making sure your pet ends up in responsible hands if you can't care for it anymore.
From Mr. Guest I learned about subsidized vs UN subsidized loans. Having her come in was a good reminder of what loans were as well as grants, simply to stay aware of what these terms are. Debby from the Old Mill Farm Store was very helpful to be aware of responsible pet ownership, and when she talked about ferral problems in our community it was really helpful because I didn't know that the human society would pick up cats and spay/neutur them. - arleth s. h
Ms. Guest provided useful information regarding the multiple different types of loans, and how they are paid back. For loans, you pay back either during schooling or when you graduate, and for grants and scholarships, you d on't have to pay any money back. Debby gave a lot of good tips regarding dog-pet ownership that emphasized on staying away until you save enough money to provide for the pet's food and healthcare.
The Humane Society speech informed me about the expenses of having a pet. In many ways having a pet is like having a child and not only does a child require an obscured amount of work a pet does as well. For a college student having a pet isn't the best idea because as a student you have very little time and a pet requires a lot of attention and time. Ms. Guests presentation informed me about the kind of student loans, grants and scholarships. Most of the information I knew but it was nice to have a quick refresh on what some of those things are. It also helped me figure out some deadlines for financial aid which was very helpful. Overall both of the presentations were very helpful and informational.
She basically told us to wait until after college to buy a pet because as a college student, you won't have the time or money to be able to care for a pet. They are expensive to maintain.
Ms. guest also talked to us. She showed us the different forms of aid that we could get to help[ afford college, and the different paths we could take to afford it.
The Humane Society speech really informed me on the real cost of having a pet it can be hundreds of dollars in just the first day, I also learned that the type of food that you feed your animal is really important for their health
Ms guest informed be a lot on financial aid what really helped is knowing what order the financial aid office your grants Oregon promise and scholarships are taken to account and that unsubsidized is better than subsidized
Ms. Guest's presentation was information I have already heard, except of the fact that government loans are better than private institutions. Although I wasn't here Friday, I learned that we are not ready to own animals until we are financially stable. They are many liabilities that pets bring, which many people do not realize.
Can I just say HOLY COW! Pets are so expensive! This presentation taught me that I shouldn't get a pet until I am absolutely sure that I am ready to pay all the expenses that a pet requires.
Mrs Guest presentation was very helpful as well, because she taught me all the ways to get financial aid, and how not all financial aid needs to be paid back.
Ms. Guests presentation informed me that you have to pay back personal loans almost instantly while school loans are not instantly. She also provided a refresher on grants.Debby's presentation informed me about the real cost of a pet, just because it is "free" doesn't mean it wont cost you money, it will almost immediately.She also informed me about foods to feed your pet and that a meat diet is whats best for dogs and cats.
i liked the idea that the cat was presenting but i did not think she answered my question thoroughly. i knew everything she was telling us ( aside from exact numbers in statistics) but i think her information was still very helpful.
It's very difficult to own a pet because of all the expenses add up. She also made me realize that it's not good to own a pet as a young adult because you don't really have the time to take care of it and play with it.
From Mrs. Guest I learned a lot about the different types of loans, and how you can pay them back. From Debby I learned more about the expenses that come from owning a pet. A bit of a side comment that I found useful was learning about the best types of food to feed cats and dogs, and that good foods tend to have the first four ingredients labeled as meat.
Ms. Guests presentation was a nice refresher on loans but i learned what personal and school loans and how theirs a difference. In Debbys presentation i learned it cost a lot to take care of a pet they need a lot of time and care and if you dont have time care and money you shouldn't get a pet.
Ms. Guest helped me to learn how and when you pay back the student loans, also the different types of loans you can get. Debby helped me learn about how expensive pets are and the different costs that they have. It was also helpful to learn about how to properly care for a pet.
Essentially we learned how expensive it is to have a pet, and that it is a huge commitment. Even if you think a pet will be "free", there are additional costs that will pile up until it dies, such as vaccinations, food, veterinary appointments, toys and other living expenses that are all very necessary for the pets' well beings. More than likely, we shouldn't be getting pets right out of school because we will not be prepared to properly take care of them. Ms. Guest went over the many options for how we deal with the price of school. There are grants, which are free money, loans, which you will have to pay off, and scholarships, which are free money specifically for school. There are subsidized and unsubsidized loans: you don't have to pay off subsidized loans until you're out of college, but you have to start paying unsubsidized loans right away.
Debby really showed how much responsibility, money, and time that goes into a pet. Financially, having a pet when your young and in college is not a very good idea and that is some really good info to know. I also learned a lot about shots for dogs and the types of the diseases that they prevent. Then Mrs. Guest showed the difference between a loan (borrowing money) and a grant(money you don't have to pay back). She also had good info on financial aid deadlines for colleges. Both presentations where really good and informative.
Ms.Guest was very helpful with financial aid and and all other information like the kinds of student loans, grants and scholarships. And if you have a loan you will have to pay them back. And for grants and scholarships you would't have to pay it back. Debby gave a lot of good information like if a dog is for free it's not really for free you have to add an additional 500 to it because of everything you are going to need to buy for it. And also don't get a animal unless you are actually ready for it. And also if you don't want to take care of puppy's or kittens then you would want to spade or nuder your animals.
Ms. Guest informed me about different forms of financial aid and which ones you're supposed to pay back, she also taught me the difference between subsidized and unsubsidized loans
i learned that having a pet is very expensive and that dogs require at least 4 shots and cats require at least 2 shots. apparently you should not get your food from Walmart. i learned from Mrs guest that u have to start paying personal loans instantly. i learned which student loans were the best.
Ms. Guest helped us to better understand the financial aid process, different types of student loans, and scholarships. I learned the difference between subsidized and un-subsidized loans. Though they're both loans they are also both very different. The Humane Society speech was very helpful with informing us about the expenses and responsibility of having a pet. The costs for everything and constant need for food and other things was really crazy how much it added up to be.
For Ms. Guests presentation, I liked how she told us the difference between subsidized and unsubsidized loans which I didn't really know the difference of before. For Debby, She definitely talked me out of getting more animals right after high school and she really pushed the idea that animals are a commitment which I liked.
Until the Humane Society presentation, I had no idea just how many diseases still exist in our world that are dangerous to our pets. For example, the average dog park has numerous fatal diseases on the ground. This showed me the importance vaccinations.
The financial aid presentation taught me more about loans (mainly subsidized and unsubsidized loans) in a broad sense.
ms guests presentation was great. i learned a lot about different types of loans, scholarships, and how they work. from subsidized loans to unsubsidized, government loans versus private fund loans (banks/credit union). i learned about interest rates, that government loans are easier to pay off because of a lower interest rate. from the humane society speech, i learned that even a free animal can cost upwards of 500 dollars in the first year of ownership. i learned about the need to get shots soon, as there's lethal bacteria that can kill your beloved pet without it
I'm happy to have loans explained to me because it seems a lot less confusing and scary with so many options and also the potential to get them excused sounds nice. With Debby coming in I don't think i'm gonna get a large pet anytime soon :-/
Very cool. I now know the expenses of of kat dog spending and how expensive it be. I also know there are various types of pet foods that can offer your dog a more nutritious meal. Ms guest informed the the difference between subsidized loans and non-subsidized loans which is important to know when avoiding immediate interest.
don't make the mistake and let any new born or unvaccinated animal wonder the park and or i might get sick and try many different foods before settling on one
The Human Society speaker was very informative about all the expenses of owning a pet. Owning a pet is a lot of work and takes up a majority of your time and money. I already knew that I didn't want a pet at such a young age and in college but now I know that if I even think about it all i'll see a big $500 invested in that animal. I also learned how unfair it is to drop an animal off on someone else's property, seriously not cool dude. Overall I really enjoyed this guest speaker and she even gave us handouts with lots of extra information.
Ms. Guest's presentation gave a detailed description of the various types of loans and grants that can be used going into higher education, and also covered the classic and most used options such as the FAFSA. She offered a deeply informed overview about the process of getting financial aid and the value that each unique form holds.
Debby's speech about pet care and costs offered a very broad and objective perspective about the true price of an animal, even if the animal itself is free. She stressed the responsibility involved in taking care of an animal, and the various risks that can come into play when dealing with a rowdy pet such as a puppy. Her speech also emphasized the importance of the animal's health, and risks to their wellbeing that exist near us. Her piece about the lethal viruses existing in every single park in our area was something I was previously unaware of. I greatly appreciate the information she had to share about this specifically as well as the other aspects of pet ownership.
Ms.Guest had a really nice presentation for us. She knew a lot of the hacks we could use while in college. I think t would've been nice to have her come present earlier in the trimester because it would've geared more towards us.
Debby was really transparent about the costs of getting a pet. she recommended that we don't get one unless we have the time and are financially stable. I didnt know that it was so easy for a dog to get sick.
I learned my cat costed me a crap ton of money but i love her so its worth every penny.
ReplyDelete:I was impressed with how much information I was able to learn from debby as well as the history behind her store. I figured it was going to be pretty basic information but she had a lot to offer. She talked about a lot of statistical facts about cottage grove specifically that I was unaware of as well as pointing out a lot of aspects that I hadn't even considered.
ReplyDeleteI was super confused by all of the meaning of all of it. But i did learn a lot about the different foods, and how much they truly cost. Honestly thought she was trying to tell me not to get a dog.
ReplyDeleteMs. Guest: Ms Guest has been super helpful all year to me, and continued to help me during her presentation.
hehe
DeleteFrom Ms Guest, I learned that students loans start getting paid off after you graduate from the college. Getting a personal loan to help pay off college will generally make you start paying it right off the bat. Debby, from the Old Mill Farm Store, gave the reality that owning a pet is expensive, and if you want one, you need to finance it before getting the pet. If you can't, then the best idea is to not get a pet.
ReplyDeletethat animals are really expensive to maintain their health and have to take good care of them.
ReplyDeleteMs. Guest info wasn't new to me when she talked about loans, grants, and scholarships, because I've been through the process of all of them but one. Ms. Guest did help me on getting information on when I would receive my FSA application. I wasn't here for Debby when she talked to the class.
ReplyDelete~Sierra Curry~
ReplyDeleteWhat I learned from Ms.Guest was that there was a lot of types of loans. Some you don't have to pay back and some you do. So That shows us that it's important to fill out are FASFA.
I was not here for Debby's presentation sorry
I learned things that I didn't know before her coming in and talking to us and the information she gave us showed me that I should wait to get an animal till i have enough money and time for it , Ms.Guest information rally showed me the full process of loans grants and scholarships
ReplyDeletewhat struck me about debby is that she was very noligable about pet foods pet sidefects and with diffrent breads of dogs how some things can effect them. Ms.Guest was very helpfull when it came down to the true money issues because of loans and intrests on said loan then can get expensive so thats when finacial aid kicks in
ReplyDeleteThere are several different forms of financial aids and loans, some loans you have to pay back right away others you can wait tell you are done with schools.
ReplyDeleteThat there are lots of things that you have to think about when you are thinking of getting a pet.
summer hall
DeleteMs. Guest provided us with information regarding student loans that was incredibly helpful. I learned which types of student loans are the best and how the different types of financial aid can benefit you or make things more difficult in the future. Overall, I learned the positives and negatives about student loans. Debby from the Old Mill Farm Store also taught me a lot of things. She was straight forward which was helpful because she told us exactly how things will be in certain situations. She was very honest about how expensive pets can and will be. This was interesting because it made me rethink the idea of getting a pet a couple of years down the road and instead consider the possibility of not getting a pet until I meet my career goals. Both speakers were very helpful and informational.
ReplyDeleteinformative*
DeleteRUFUS WHITE, Pets are very expensive and the history of her store was very appealing.
ReplyDeleteMs. Guest had a lot of helpful information on student loans, especially on which ones are cheaper. For example, subsidized loans will be cheaper because they only start accruing interest after the student graduates, where unsubsidized loans accrue interest from the moment they are taken. Also, colleges will tell you that everything is paid for and then slap you upside the head with a large PLUS loan, which is a loan the students parents will have to pay for, and not all parents can afford to pay off a $15,000 loan.
ReplyDeleteDebby from the Old Mill Farm Store basically just told us we're not ready for an animal. She put in perspective the costs and responsibilities of owning a pet, including food, shots, neutering/spaying, along with many other things. She also pressed the importance of making sure your pet ends up in responsible hands if you can't care for it anymore.
I learned from Ms.Quest that you have to start paying back personal loans almost instant, rather than school loans. The expense that animals take.
ReplyDeleteFrom Mr. Guest I learned about subsidized vs UN subsidized loans. Having her come in was a good reminder of what loans were as well as grants, simply to stay aware of what these terms are. Debby from the Old Mill Farm Store was very helpful to be aware of responsible pet ownership, and when she talked about ferral problems in our community it was really helpful because I didn't know that the human society would pick up cats and spay/neutur them. - arleth s. h
ReplyDeleteMs. Guest provided useful information regarding the multiple different types of loans, and how they are paid back. For loans, you pay back either during schooling or when you graduate, and for grants and scholarships, you d on't have to pay any money back.
ReplyDeleteDebby gave a lot of good tips regarding dog-pet ownership that emphasized on staying away until you save enough money to provide for the pet's food and healthcare.
The Humane Society speech informed me about the expenses of having a pet. In many ways having a pet is like having a child and not only does a child require an obscured amount of work a pet does as well. For a college student having a pet isn't the best idea because as a student you have very little time and a pet requires a lot of attention and time. Ms. Guests presentation informed me about the kind of student loans, grants and scholarships. Most of the information I knew but it was nice to have a quick refresh on what some of those things are. It also helped me figure out some deadlines for financial aid which was very helpful. Overall both of the presentations were very helpful and informational.
ReplyDeleteShe basically told us to wait until after college to buy a pet because as a college student, you won't have the time or money to be able to care for a pet. They are expensive to maintain.
ReplyDeleteMs. guest also talked to us. She showed us the different forms of aid that we could get to help[ afford college, and the different paths we could take to afford it.
DeleteThe Humane Society speech really informed me on the real cost of having a pet it can be hundreds of dollars in just the first day, I also learned that the type of food that you feed your animal is really important for their health
ReplyDeleteMs guest informed be a lot on financial aid what really helped is knowing what order the financial aid office your grants Oregon promise and scholarships are taken to account and that unsubsidized is better than subsidized
DeleteMs. Guest's presentation was information I have already heard, except of the fact that government loans are better than private institutions. Although I wasn't here Friday, I learned that we are not ready to own animals until we are financially stable. They are many liabilities that pets bring, which many people do not realize.
ReplyDeleteCan I just say HOLY COW! Pets are so expensive! This presentation taught me that I shouldn't get a pet until I am absolutely sure that I am ready to pay all the expenses that a pet requires.
ReplyDeleteMrs Guest presentation was very helpful as well, because she taught me all the ways to get financial aid, and how not all financial aid needs to be paid back.
DeleteMs. Guests presentation informed me that you have to pay back personal loans almost instantly while school loans are not instantly. She also provided a refresher on grants.Debby's presentation informed me about the real cost of a pet, just because it is "free" doesn't mean it wont cost you money, it will almost immediately.She also informed me about foods to feed your pet and that a meat diet is whats best for dogs and cats.
ReplyDeletei liked the idea that the cat was presenting but i did not think she answered my question thoroughly. i knew everything she was telling us ( aside from exact numbers in statistics) but i think her information was still very helpful.
ReplyDeleteIt's very difficult to own a pet because of all the expenses add up. She also made me realize that it's not good to own a pet as a young adult because you don't really have the time to take care of it and play with it.
ReplyDeleteFrom Mrs. Guest I learned a lot about the different types of loans, and how you can pay them back. From Debby I learned more about the expenses that come from owning a pet. A bit of a side comment that I found useful was learning about the best types of food to feed cats and dogs, and that good foods tend to have the first four ingredients labeled as meat.
ReplyDeleteMs. Guests presentation was a nice refresher on loans but i learned what personal and school loans and how theirs a difference. In Debbys presentation i learned it cost a lot to take care of a pet they need a lot of time and care and if you dont have time care and money you shouldn't get a pet.
ReplyDeleteMs. Guest helped me to learn how and when you pay back the student loans, also the different types of loans you can get. Debby helped me learn about how expensive pets are and the different costs that they have. It was also helpful to learn about how to properly care for a pet.
ReplyDeleteEssentially we learned how expensive it is to have a pet, and that it is a huge commitment. Even if you think a pet will be "free", there are additional costs that will pile up until it dies, such as vaccinations, food, veterinary appointments, toys and other living expenses that are all very necessary for the pets' well beings. More than likely, we shouldn't be getting pets right out of school because we will not be prepared to properly take care of them. Ms. Guest went over the many options for how we deal with the price of school. There are grants, which are free money, loans, which you will have to pay off, and scholarships, which are free money specifically for school. There are subsidized and unsubsidized loans: you don't have to pay off subsidized loans until you're out of college, but you have to start paying unsubsidized loans right away.
ReplyDeleteDebby really showed how much responsibility, money, and time that goes into a pet. Financially, having a pet when your young and in college is not a very good idea and that is some really good info to know. I also learned a lot about shots for dogs and the types of the diseases that they prevent. Then Mrs. Guest showed the difference between a loan (borrowing money) and a grant(money you don't have to pay back). She also had good info on financial aid deadlines for colleges. Both presentations where really good and informative.
ReplyDeleteMs.Guest was very helpful with financial aid and and all other information like the kinds of student loans, grants and scholarships. And if you have a loan you will have to pay them back. And for grants and scholarships you would't have to pay it back.
ReplyDeleteDebby gave a lot of good information like if a dog is for free it's not really for free you have to add an additional 500 to it because of everything you are going to need to buy for it. And also don't get a animal unless you are actually ready for it. And also if you don't want to take care of puppy's or kittens then you would want to spade or nuder your animals.
Ms. Guest informed me about different forms of financial aid and which ones you're supposed to pay back, she also taught me the difference between subsidized and unsubsidized loans
ReplyDeletei learned that having a pet is very expensive and that dogs require at least 4 shots and cats require at least 2 shots. apparently you should not get your food from Walmart. i learned from Mrs guest that u have to start paying personal loans instantly. i learned which student loans were the best.
ReplyDeleteMs.Guests presentation informed me that you have to pay back personal loans almost instantly. Also helped me remember what grants are.
ReplyDeleteMs. Guest helped us to better understand the financial aid process, different types of student loans, and scholarships. I learned the difference between subsidized and un-subsidized loans. Though they're both loans they are also both very different.
ReplyDeleteThe Humane Society speech was very helpful with informing us about the expenses and responsibility of having a pet. The costs for everything and constant need for food and other things was really crazy how much it added up to be.
For Ms. Guests presentation, I liked how she told us the difference between subsidized and unsubsidized loans which I didn't really know the difference of before. For Debby, She definitely talked me out of getting more animals right after high school and she really pushed the idea that animals are a commitment which I liked.
ReplyDeleteUntil the Humane Society presentation, I had no idea just how many diseases still exist in our world that are dangerous to our pets. For example, the average dog park has numerous fatal diseases on the ground. This showed me the importance vaccinations.
ReplyDeleteThe financial aid presentation taught me more about loans (mainly subsidized and unsubsidized loans) in a broad sense.
ms guests presentation was great. i learned a lot about different types of loans, scholarships, and how they work. from subsidized loans to unsubsidized, government loans versus private fund loans (banks/credit union). i learned about interest rates, that government loans are easier to pay off because of a lower interest rate. from the humane society speech, i learned that even a free animal can cost upwards of 500 dollars in the first year of ownership. i learned about the need to get shots soon, as there's lethal bacteria that can kill your beloved pet without it
ReplyDeleteI'm happy to have loans explained to me because it seems a lot less confusing and scary with so many options and also the potential to get them excused sounds nice. With Debby coming in I don't think i'm gonna get a large pet anytime soon :-/
ReplyDeleteVery cool. I now know the expenses of of kat dog spending and how expensive it be. I also know there are various types of pet foods that can offer your dog a more nutritious meal. Ms guest informed the the difference between subsidized loans and non-subsidized loans which is important to know when avoiding immediate interest.
ReplyDeletedon't make the mistake and let any new born or unvaccinated
ReplyDeleteanimal wonder the park and or i might get sick and try many different foods before settling on one
The Human Society speaker was very informative about all the expenses of owning a pet. Owning a pet is a lot of work and takes up a majority of your time and money. I already knew that I didn't want a pet at such a young age and in college but now I know that if I even think about it all i'll see a big $500 invested in that animal. I also learned how unfair it is to drop an animal off on someone else's property, seriously not cool dude. Overall I really enjoyed this guest speaker and she even gave us handouts with lots of extra information.
ReplyDeleteMs. Guest's presentation gave a detailed description of the various types of loans and grants that can be used going into higher education, and also covered the classic and most used options such as the FAFSA. She offered a deeply informed overview about the process of getting financial aid and the value that each unique form holds.
ReplyDeleteDebby's speech about pet care and costs offered a very broad and objective perspective about the true price of an animal, even if the animal itself is free. She stressed the responsibility involved in taking care of an animal, and the various risks that can come into play when dealing with a rowdy pet such as a puppy. Her speech also emphasized the importance of the animal's health, and risks to their wellbeing that exist near us. Her piece about the lethal viruses existing in every single park in our area was something I was previously unaware of. I greatly appreciate the information she had to share about this specifically as well as the other aspects of pet ownership.
Ms.Guest had a really nice presentation for us. She knew a lot of the hacks we could use while in college. I think t would've been nice to have her come present earlier in the trimester because it would've geared more towards us.
ReplyDeleteDebby was really transparent about the costs of getting a pet. she recommended that we don't get one unless we have the time and are financially stable. I didnt know that it was so easy for a dog to get sick.
ReplyDeletethis is Shaelyn, oops
Delete